starving for retirement plan?
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If you are buying groceries, you are spending more efficiently than half of America.
Groceries are 3x-4x cheaper than eating/ordering out.
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If you are buying groceries, you are spending more efficiently than half of America.
Groceries are 3x-4x cheaper than eating/ordering out.
Assuming you have the free time/appliances to cook and prepare the food, yeah
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Assuming you have the free time/appliances to cook and prepare the food, yeah
How rich are you that $20 in savings isn't worth 30 minutes cooking time? That's $40 per hour after tax, which if you work full time puts you in the top 20% richest Americans.
Even if you can't share appliances with friends or neighbors, a stove, pan, microwave, and fridge combined cost only a couple months' profit up front. Save up $400 one time and in five years you'll have $5000 more than if you keep buying takeout.
(I'm assuming you cook for multiple meals at once and put the remainder in the fridge/freezer)
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How rich are you that $20 in savings isn't worth 30 minutes cooking time? That's $40 per hour after tax, which if you work full time puts you in the top 20% richest Americans.
Even if you can't share appliances with friends or neighbors, a stove, pan, microwave, and fridge combined cost only a couple months' profit up front. Save up $400 one time and in five years you'll have $5000 more than if you keep buying takeout.
(I'm assuming you cook for multiple meals at once and put the remainder in the fridge/freezer)
My jobs don't have "work as long as you like" schedules. You work until the day is done - even if you'd rather be cooking. I'm up at 5 to start the day and don't get home until 8 or 9 most nights. With so little time at home, I don't have 30 minutes to dedicate to cooking.
Yeah - I could spend my weekend cooking and cleaning, but then my life would entirely be working or prepping for the week in which I'll be working. I need to have some time that's for me.
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My jobs don't have "work as long as you like" schedules. You work until the day is done - even if you'd rather be cooking. I'm up at 5 to start the day and don't get home until 8 or 9 most nights. With so little time at home, I don't have 30 minutes to dedicate to cooking.
Yeah - I could spend my weekend cooking and cleaning, but then my life would entirely be working or prepping for the week in which I'll be working. I need to have some time that's for me.
Wow. That's only extremely illegal here.
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Wow. That's only extremely illegal here.
Having required hours or multiple jobs is illegal?
Having a shitty commute is illegal?
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